What Is a Payment Page? What Should a Secure Payment Page Be Like?

What Is a Payment Page? What Should a Secure Payment Page Be Like?

Payment pages are the final step in completing online purchases. Customers can complete transactions using their preferred payment methods on this page. These may include credit cards, debit cards, digital wallets, or digital shopping credits. From a data protection perspective, the most critical point for business owners is to design a secure payment page where customers feel safe making transactions. Systems like SSL certificates and 3D Secure make online shopping more secure. “What is a payment page? What should a secure payment page be like?” Find all the answers in our blog post!

What Is a Payment Page?

On e-commerce platforms, the payment page is used to collect the cost of products or services. Customers can easily view the total amount due and a summary of their order. At this stage, they can choose different payment methods and apply discount or coupon codes. Before completing the purchase, they get one final opportunity to review their cart. Once the payment is successfully processed, a notification is sent to the customer.

What Is a Secure Payment Page?

To protect personal information, payment pages implement a range of security protocols. These ensure that credit and debit card details are protected against unauthorized access. A "secure payment page" includes encryption, session time limits, and authentication protocols to enable safe and smooth transactions. For a business's reputation, having a secure payment page is essential. Early detection and prevention of suspicious activity are also key priorities.

What Should a Secure Payment Page Include?

A secure hosted payment page should be built with several key considerations in mind to protect financial and customer data:

What to Consider When Creating a Secure Payment Page?

Those asking what to consider when creating a secure payment page should focus on HTTPS protocols and TLS certificates. AI-based fraud prevention tools help block data breach attempts. Clearly informing customers about how their personal and financial data is processed builds trust. Transparent privacy policies positively impact customers' perception of your business.

Secure Payment Options

To ensure a smooth and secure shopping experience, options like virtual credit cards, digital wallets, and prepaid cards are considered secure payment methods.

3D Secure System

The 3D Secure system is used to verify that a credit card or other payment method belongs to the user. Before confirming items in the cart, the system prompts for card verification. Such security measures are highly recommended to prevent fraud.

SSL Certificate

Users looking to understand what a payment page is should also become familiar with essential security procedures. In online commerce, customer information must be safeguarded from malicious actors. SSL certificates help secure the connection between the web server and the browser and support identity verification.

Having a Distance Sales Agreement

A distance sales agreement is used to protect both the customer and the business during a transaction. It is presented on the payment screen and, once approved, the purchase is finalized. This agreement includes information on how personal data is processed. Legal measures like this help resolve potential disputes between the customer and the business.

What Information Do I Need to Enter on a Payment Page?

The information required on a payment page varies depending on the page type. Typically, it includes credit or debit card details, delivery address, contact information, and billing address. The reliability of a payment page is critical for ensuring data security. Only share your personal information with trusted platforms to prevent fraud.

With Lidio’s PCI DSS Level 1-compliant, mobile-friendly Hosted Payment Pages, transactions are completed without your system touching sensitive card data. With just one integration, you can start using secure payment solutions like card storage, one-click and recurring payments, Instant Credit, and Split Payment in minutes.